CIPP-US - Limits on Private-Sector Collection and Use of Data - Section 2.3

Describe the consumer financial privacy protections under GLBA, FCRA/FACTA, and the requirements governing credit reporting, opt-out rights, and data accuracy.

Describe how the GLBA Safeguards Rule and annual financial privacy notice require financial institutions to protect customer data and disclose their sharing practices, with consumers able to opt out of sharing with non-affiliated third parties. Apply FCRA adverse action notices and the FACTA disposal rule, distinguishing consumer reporting agencies from furnishers.

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